Compare Safeway Auto Insurance Rates
Drivers in OH can save up to $610 per year!
Discover quotes from top providers including:
How It Works
1. Answer a Few Questions
Tell us a bit about yourself and your vehicle to start comparing auto insurance quotes. It only takes a couple of minutes to get your personalized auto insurance options.
2. Compare Auto Quotes
We'll match you with top auto insurance providers so you can compare auto insurance quotes side by side and find the best value for your coverage needs.
3. Get Your Quote & Get Covered
Review your offers, get a quote, and choose the auto insurance policy that fits you best. It's fast, easy, and completely free.
Is Safeway Insurance Worth It? An Independent Review (2026)
By ReliablePolicy Editorial Team
Safeway Insurance Group is a Southern and Southwestern carrier that writes both standard and non-standard auto coverage, including SR-22 and FR-44 filings. It holds an A (Excellent) financial strength rating and works through local agents in about a dozen states. Note it has no connection to the supermarket chain of the same name. Here's the honest look for 2026.
Avg. annual premium
Varies widely
Standard and non-standard tiers
AM Best rating
A
Excellent
JD Power score
Not rated
Below national study threshold
Availability
~12 states
South and Southwest
Specialty
SR-22 / FR-44
Non-standard filings available
Interested in Safeway Insurance? Get connected with agents in your areaEnter your ZIP — it takes under 2 minutes
Safeway Insurance overview
Safeway Insurance Group operates in roughly a dozen states including Alabama, Arizona, Arkansas, California, Colorado, Georgia, Illinois, Louisiana, Mississippi, New Mexico, Tennessee, and Texas. It writes standard liability, collision, comprehensive, uninsured motorist, and medical payments coverage, plus rental reimbursement and roadside assistance, and it will write non-standard policies for drivers with blemished records including SR-22 and FR-44 filings. AM Best rates it A (Excellent). Because it spans both standard and non-standard tiers, published average premiums are not a reliable guide — pricing depends heavily on which tier you land in.
Safeway Insurance estimated rates by driver profile (2026)
Independent market estimates for drivers researching Safeway Insurance — not provided by or endorsed by the carrier. All figures are approximate national averages from public industry data.
| Driver profile | Est. annual premium | vs. market avg. | Notes |
|---|---|---|---|
| Clean record, 30-45 | Near market avg. | Standard tier | Agent-quoted, varies by state |
| Single accident (3 yrs) | Above market avg. | Non-standard tier | Tier shift drives increase |
| DUI on record | Well above avg. | Non-standard tier | SR-22 filing available |
| Young driver (18-24) | Above market avg. | Varies | Thin-history pricing |
| Senior driver (65+) | Near market avg. | Standard tier | Clean records price best |
| Lapsed coverage | Above market avg. | Non-standard tier | No prior insurance accepted |
Estimates based on NAIC rate filings and state insurance department data. Not quotes from Safeway Insurance. Actual premiums are determined solely by the carrier based on your individual underwriting profile.
Safeway Insurance pros and cons
Where Safeway Insurance excels
- ✓A (Excellent) AM Best financial strength rating
- ✓Writes both standard and non-standard risks in one carrier
- ✓SR-22 and FR-44 filings available for high-risk drivers
- ✓Local agent network across the South and Southwest
- ✓Accepts drivers with prior coverage lapses
Where Safeway Insurance falls short
- ✗Available in only about a dozen states
- ✗No national J.D. Power scoring for benchmarking
- ✗Published average premiums are unreliable given the two-tier structure
- ✗Digital tools and self-service are limited
- ✗Commonly confused with the unrelated supermarket brand
See how Safeway Insurance compares to other carriers in your areaFree — no spam, no obligation
A closer look at Safeway Insurance
Safeway's useful feature is that it spans both tiers: a driver whose record slips from clean to non-standard may be able to stay with the same carrier rather than being non-renewed into the high-risk market. The A rating supports that. What you cannot do is rely on a published average premium, because the standard and non-standard books price very differently — a quote is the only meaningful number. For SR-22 and FR-44 needs in its states it is a legitimate option to include in a comparison set.
Bottom line
A solid mid-size regional writing both standard and high-risk auto with an A rating. Best used as one of several quotes, particularly if you need an SR-22 or FR-44 filing.
Ready to get quoted? Enter your ZIP to get startedWe'll connect you with carriers serving your area, which may include Safeway Insurance
Frequently asked questions about Safeway Insurance
Disclaimer: ReliablePolicy is an independent lead generation and comparison service and is not affiliated with, authorized by, endorsed by, or in any way officially connected to Safeway Insurance. All carrier names and trademarks are the property of their respective owners and are used solely for informational and comparison purposes. Rate figures shown are independent market estimates based on publicly available data and are not quotes, representations, or guarantees of pricing by any carrier. By submitting your information, you may be connected with licensed insurance agents or carriers who will provide actual quotes based on your individual profile. Always verify coverage terms and pricing directly with the carrier or a licensed agent.
AB Test AA Control: B