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What is Heart & Cancer Health Insurance?
1. Heart Health Insurance: With the increasing cost of medical expenses related with cardiac ailments, we need to be prepared for Heart-related issues as nowadays the cardiac ailments are common due to lifestyle choices. We understand the exclusive need for financial protection needed for Heart-related issues and medical procedures. This policy provides financial protection in case you are diagnosed with a cardiac condition.
2. Cancer Health Insurance: Cancer Insurance is a policy that provides financial assistance to the person diagnosed with cancer. A cancer-specific insurance policy offers cover for various expenses related to diagnosis & treatment, including chemotherapy, radiation, surgery, hospitalization, etc. The sum insured depends on the policy premium and insurer health terms and conditions.
Basic Health Insurance Policy
In the Basic Health Insurance Policy the coverage is limited to hospitalization expenses you might need in case of accidents, day-care procedures, surgical treatments or critical illnesses. However, the features, limits and sum assured will vary from insurer to insurer.
Top-Up for Health Insurance Policy
Once the Sum Insured for your Health Insurance plan is extinguished, you will need additional coverage, this is where the top up for your health insurance policy works. However, the features, limits and sum assured will vary from insurer to insurer.