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What is Personal Accident Insurance?
A Personal Accident Insurance is essential for everyone, anyone can take it. Even after taking the precautions, you never know when an accident can happen, in case of accidents the result can be fatal, and disablement or loss of limbs. This policy ensures the financial stability of an individual and his family if he/she gets injured or unfortunately dies in an accident. The premium of a personal accident cover depends on the occupation you are in. This policy ensures the financial stability of an individual and his family if he/she gets injured or unfortunately dies in an accident.
Basic Health Insurance Policy
In the Basic Health Insurance Policy the coverage is limited to hospitalization expenses you might need in case of accidents, day-care procedures, surgical treatments or critical illnesses. However, the features, limits and sum assured will vary from insurer to insurer.
Top-Up for Health Insurance Policy
Once the Sum Insured for your Health Insurance plan is extinguished, you will need additional coverage, this is where the top up for your health insurance policy works. However, the features, limits and sum assured will vary from insurer to insurer.